Discover How to Apply for the Capital One SavorOne Card

Learn all the Capital One SavorOne Card benefits 

With an enticing offer of unlimited 3% cash back on every purchase, Capital One SavorOne Card liberates you from the burden of annual fees, allowing you to indulge without restraint.

Upon opening your account, seize the opportunity to earn a $200 one-time cash bonus after spending just $500 within the initial three months. 

Additionally, relish a 0% introductory APR for 15 months on purchases and balance transfers, before transitioning to a variable APR between 19.99% to 29.99%, accompanied by a nominal balance transfer fee.

For globetrotters, the SavorOne card eliminates foreign transaction fees. Moreover, revel in the allure of earning 5% cash back on hotel stays and rental car bookings facilitated through Capital One Travel.

Capital One’s partnerships extend a plethora of perks, including a complimentary Uber One membership for Savor and Quicksilver cardholders subscribing to a monthly plan. 

Delight in exclusive rewards such as 10% cash back on Uber and Uber Eats purchases, alongside discounts on Amazon.com and handcrafted beverages at Capital One Café locations nationwide.

Eligibility criteria for the SavorOne Card

Considerations for potential cardholders:

• Consider your expenditures in categories like entertainment, groceries, and dining. Maximizing rewards is most effective when substantial spending occurs in these areas.
• Aim for a solid credit score, typically around 670 or higher.
• Be at least 18 years old.
• Resident of the United States, Washington, D.C., Puerto Rico, or a U.S. military location.
• Not in a correctional institution.
• Possess a valid Social Security Number or Individual Taxpayer Identification Number (ITIN).
• Ensure your monthly income exceeds your monthly rent/mortgage payments by at least $425.

Avoid certain actions that may lead to ineligibility:

• Applying for a Capital One credit card two or more times within 30 days.
• Receiving a new card member bonus for the SavorOne card in the past 48 months.
• Having past due accounts or exceeding credit lines.
• Charging off Capital One cards within the past year.
• Having a non-discharged bankruptcy status.
• Implementing a credit security freeze or lock with credit bureaus.

Capital One SavorOne Card application

Embarking on your journey to acquire the Capital One SavorOne card online presents you with two distinct avenues:

Pre-approval path:

Begin with a preliminary evaluation, responding to tailored questions designed to assess your eligibility status.

Share crucial personal details including your date of birth, current address, and income information.

Discover your pre-approval outcomes, revealing the cards for which you meet the criteria. Proceed to select the most suitable offer based on your preferences.

Conclude the application process by addressing any remaining queries to seamlessly finalize your card acquisition.

Direct application channel:

Initiate your application by completing a comprehensive form, providing essential personal information such as your Social Security Number or Individual Tax ID, and confirming your citizenship status.

Provide detailed information regarding your employment status, annual income, monthly housing expenses, and existing banking relationships. Optionally, indicate your intentions regarding potential cash advances using the card.

Consent to electronic communications and statements, and authorize the verification of your Social Security Number. Select your preferred language for future correspondence, choosing between English or Spanish.

Review and acknowledge the pertinent disclosures, encompassing crucial information concerning eligibility criteria, applicable rates, associated fees, and other pertinent costs associated with the card.

Should you not meet the eligibility criteria for the SavorOne card, Capital One may explore alternative card options on your behalf without impacting your ongoing application. You retain the freedom to accept or decline any alternative offers extended to you.

Further information

Rest assured with $0 fraud liability, ensuring you won’t be held responsible for unauthorized charges. 

Access Capital One shopping for an automatic coupon application and use your rewards with millions of online merchants via PayPal redemptions. 

Exploring other credit card options?

The Chase Freedom Unlimited® presents an opportunity with unlimited cash back of 1.5% on all purchases and sans any yearly charges. Furthermore, it includes an initial 0% APR duration for both purchases and balance transfers.

Written by

Ellen Queiroz (Redatora)