Introducing the Self Visa® Credit Card

Wishing to unlock your credit journey? Build credit responsibly with Self Secured Visa®, a card designed for you.

Ready to take control of your financial future? The Self Visa® Credit Card can be your key! This secured card is designed specifically to help you build credit responsibly.  

Even with an annual fee of $25 and a variable APR, by meeting a few simple requirements, you can unlock a powerful tool for improving your credit score. In this article, let’s walk through the benefits.

Self Visa® Credit Card benefits

The Self Visa® Credit Card goes beyond just another credit card. It’s designed to be your partner in building a strong credit score. Here’s how:

Responsible use of your card impacts three key credit score factors that contribute to a whopping 75% of your score

These include your credit utilization (amount owed), credit history length (average account age), and of course, your payment history. 

By using your card wisely and paying on time, you’re actively building a positive credit profile.

Unlike traditional secured cards, the Self Visa® leverages your existing Credit Builder Account savings progress to secure your card and set your credit limit. No need for an additional upfront deposit!

As you demonstrate responsible credit management by keeping your account in good standing, you may be eligible for credit limit increases over time. This allows you to gradually build higher spending power while strengthening your creditworthiness.

Accepted nationwide wherever Visa credit cards are accepted in the U.S., your Self Visa® Credit Card gives you the flexibility to make purchases and build your credit history simultaneously.

No, unlike traditional credit card applications, applying for the Self Visa® Credit Builder Card won’t involve a hard credit check that could lower your credit score.

The minimum is $100. You get to choose your limit by using a portion of your existing Credit Builder Account savings progress.

Absolutely! Self Financial’s mission is to empower people to build credit and savings.

Yes! Building credit from scratch can be challenging. However, opening a Self Credit Builder Account and then qualifying for the Self Visa® Credit Card can be a great first step. Remember, you’ll need to meet eligibility requirements to participate in the program.

Ready to build credit with Self Visa®?

Applying is simple if you’re ready to unlock its credit-building potential. Learn more with a detailed article, from eligibility to application.

Considering other credit builder options?

The Visa Petal 1℠ might be worth a look!  This unsecured card offers similar benefits (no annual fee, credit building) with potential perks: wider credit limit range, considers factors beyond credit score, possible cash back rewards.

Ellen Queiroz (Redatora)
Written by

Ellen Queiroz (Redatora)

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