Maximize Savings and Convenience with the Woolworths Black Credit Card

Curious about the Woolworths Black Card? Earn rewards, enjoy perks, and unlock exclusive benefits - but are there hidden costs?

With 3% back in quarterly vouchers on all your purchases at Woolworths, Woolworths Black Credit Card offers savings on groceries, clothes, and homeware. 

But the benefits don’t stop there — you’ll also earn 1% back in quarterly vouchers on all your other spending, including fuel, for a well-rounded rewards program.

Fees, charges, and savings

There are a couple of fees to consider. The initiation fee is a one-time charge of R175.00 to set up your account. 

If you opened your account after May 6, 2016, there’s also a monthly service fee of R69.00.

The good news is that the Woolworths Black Credit Card offers ways to offset these fees. As a cardholder, you’re automatically enrolled in the WRewards program. 

This program unlocks exclusive discounts and promotions on your favorite Woolworths products, helping you stretch your money further.

Keep in mind that there’s a 2.5% international currency conversion fee applied to the rand value of any transaction made outside of South Africa.

Here are a few shopping experience highlights: – Free delivery: enjoy free standard delivery online and app purchases from Woolworths when you pay with your card (excludes express delivery). – Free coffee & tea: treat yourself to two complimentary hot beverages every month at Woolies Cafe, To Go, or NOW NOW. – Free Taste magazine: get a voucher for every issue of Taste magazine, a great source of culinary inspiration.

Absolutely! You’re allowed to add up to 8 additional cards for your family or friends at no extra cost.

The Woolworths Black Credit Card offers optional Balance Protection to safeguard you and your loved ones in case of unforeseen circumstances like death, disability, critical illness, or total loss of income. In addition, the card comes with built-in Visa Purchase Protection and Visa Extended Warranty benefits: – Visa Purchase Protection: provides short-term coverage against theft and accidental damage for 90 days after purchase. – Visa Extended Warranty: doubles the manufacturer’s warranty on eligible items for up to 24 months, protecting against theft, damage, or malfunction.

Yes. If you’re under 75 years old and purchase an international airline ticket using your card, you can call them to activate this coverage.

Intrigued by the rewards and lifestyle benefits of the Woolworths Black Credit Card?

Dive into a comprehensive article about its online application process and discover how to unlock the full potential of this rewarding credit card.

Considering other alternatives?

For broader cashback options outside Woolworths, consider the Nedbank Gold Credit Card. It offers cashback on various purchases, providing flexibility in your spending habits.

Ellen Queiroz (Redatora)
Written by

Ellen Queiroz (Redatora)

Loading…