Gold is just a Click Away: How to Apply for the Woolworths Gold Credit Card

Your comprehensive guide to applying for the Woolworths Gold Credit Card and maximizing its benefits for everyday shopping excellence.

Turn everyday shopping into gold

The Woolworths Gold credit card offers a tiered rewards program that lets you earn money back on your shopping. You can earn 2% back in quarterly vouchers on all your purchases at Woolworths, and 0.75% back on everything else, including fuel (excluding EFT transactions).

CREDIT CARD

Woolworths Gold Card

2% back at Woolies 0.75% back other purchases

Ready to unlock these benefits and begin your application?

START YOUR APPLICATION

* You will be directed to an external website

There are a few fees to consider when applying for a Woolworths Gold credit card:

Monthly service fee: R60
Initiation fee: R193
International currency conversion fee: 2.5%

On the other hand, as a Woolworths credit cardholder, you’ll automatically be enrolled in their WRewards programme, allowing you to enjoy exclusive offers and promotions.

You can have up to 8 additional cards linked to your main Woolworths Gold credit card at no extra cost.

As long as you report your lost or stolen card within 24 hours, you’ll be covered against fraudulent use on both your primary and any secondary cards.

The card also offers travel insurance if you’re under 75 years old and purchase an international airline ticket using your card.

Additionally, you can get optional Balance Protection to provide financial security in case of unfortunate events.

Thanks to Visa features, your Woolworths Gold credit card comes with purchase protection benefits:

Visa Purchase Protection: theft and accidental damage coverage for 90 days after purchase.
Visa Extended Warranty: can potentially double the original manufacturer’s warranty on your purchases, up to a maximum of 24 months.

Unlock the gold: are you eligible?

The Woolworths Gold Credit Card offers a range of benefits, but to access them, you’ll need to meet a few requirements. Here’s what you’ll need to show:

Be a legal adult: you must be 18 years or older to apply.
Hold a valid South African ID: this is standard for most credit card applications.
Prove your income: you must earn R3,000 in excess per month.

In addition to the ID, be prepared to submit some extras during the application process to verify your residency:

Recent proof of address: a utility bill or bank statement (not older than 3 months) will work best, excluding Absa or Woolworths statements.

Application step-by-step

Ready to unlock the benefits of the Woolworths Gold Credit Card?

Here’s a quick overview of the application process for the Woolworths Gold Credit Card:

Visit Woolworths Online: start by heading to the Woolworths website and clicking on “Apply Now”. You’ll meet Nandi, your digital application assistant.
Check eligibility: enter your 13-digit ID number. Nandi will confirm if you meet the basic requirements and have any pending applications.
Choose your card: assuming you’re eligible, Nandi will guide you to select the Woolworths Gold Credit Card.
Review details: take time to review the card’s terms and conditions, including interest rates, fees, and rewards. Once satisfied, agree to the terms.
Provide delivery details: enter your preferred delivery address for the card and select how you want to receive updates and statements.
Verification: you might need to upload documents like payslips or bank statements to verify your income. Additional checks may be conducted by Woolworths.
Decision time: after submitting and verifying all information, Woolworths will review your application and inform you of their decision via email or phone.