PenFed Pathfinder: Earning Travel Rewards & Saving on Everyday Purchases

Foreign transaction fee waivers, travel statement credits, airport lounge access, and more — explore this versatile rewards card.

Craving travel rewards without breaking the bank? Look no further than the PenFed Pathfinder Rewards Visa! This card lets you earn points on all your purchases, with a bonus of 50,000 points for meeting spending requirements in the first 3 months.

Plus, you can redeem your points for travel with a total value of up to $799. While there is a $95 annual fee, it’s waived for existing PenFed Honors Advantage Members.

See how to apply

Earning and redeeming rewards

PenFed Honors Advantage Members truly benefit here. You’ll earn a whopping 4x points on all travel purchases, significantly accelerating your point accumulation for flights, hotels, and more.

Even without Honors Advantage membership, you’ll still earn a respectable 3x points on all travel spending. This makes the card a solid option for frequent travelers who aren’t already members of the program.

Don’t worry about travel being the only way to earn points. The card offers a base rate of 1.5x points on all other purchases, ensuring you’re rewarded for everyday spending as well.

While the card offers a 0% introductory APR for balance transfers for the first 12 months, there’s a 3% fee for each transaction.

This fee can chip away at your savings if you’re transferring a large balance. Be sure to factor this into your decision when considering a balance transfer.

No. You can use your card abroad without incurring any extra charges.

– $100 statement credit towards domestic airline fees like baggage fees or seat selection. – Up to $85 credit for either Global Entry or TSA PreCheck application fee. – Complimentary Priority Pass Select membership which grants access to airport lounges worldwide.

Yes, the card includes several travel insurance benefits, such as cell phone protection (when you pay your monthly bill with the card), auto rental collision damage waiver, and up to $300 per ticket for reasonable expenses if your trip is delayed by more than 12 hours.

They offer 24/7 fraud monitoring to identify suspicious activity, security alerts via text, email, and phone for potential fraud, $0 fraud liability, and card lock to disable your card instantly if misplaced or stolen.

Yes, the card comes with several tools to manage your account conveniently, like PenFed Mobile App, Autopay to avoid late fees, digital wallet compatibility, and 24/7 digital service.