Build Credit with the Surge Platinum Mastercard®

Accessible credit limits, zero liability protection, and free credit score monitoring. Learn about the Surge Platinum Mastercard® benefits!

Build your credit history and enjoy the increased buying power you deserve with the Surge Platinum Mastercard®. This card offers an initial credit limit of up to $1,000 that can double to $2,000, giving you the flexibility you need for your purchases.

Plus, you’ll have peace of mind with Mastercard Zero Liability Protection and monthly reporting to all three major credit bureaus to help you build a strong credit score.

See how to apply

Building Credit with the Surge Platinum Mastercard®

The Surge Platinum Mastercard® is designed to help you build or improve your credit score.

Once approved, you can use your Surge card to make purchases everywhere Mastercard® is accepted, from everyday shopping and dining to travel expenses.

A major benefit of the Surge Mastercard® is the potential to double your credit limit. By simply making your first six minimum monthly payments on time, your initial credit limit can increase to as much as $2,000.

Enjoy peace of mind with Mastercard® Zero Liability Protection. This valuable feature protects you from unauthorized charges on your Surge Mastercard®.

The Surge Platinum Mastercard® reports your payment activity to all three major credit bureaus: TransUnion, Experian, and Equifax. Making your on-time payments and keeping your balance under the credit limit will contribute positively to your credit score.

Activating your Surge Platinum Mastercard® comes with the added benefit of free monthly credit score access. By enrolling in e-statements, you can easily track your credit score every month.

You can access their secure Online Account Management system to view your statements, make payments, check your due date, and more. Additionally, their mobile app allows you to manage your account anytime, anywhere from your smartphone or tablet.

Yes, but, for more information, please visit their website or contact customer service

In most cases, you’ll receive an instant decision on your application. However, sometimes additional information may be required, which could extend the decision time to up to 30 days.

Once your application is approved, you can expect to receive your new card and welcome materials with important card information within 3 business days.