Apply with Ease: Absa Student Credit Card 

Build credit, earn rewards, manage finances

The Absa Student Credit Card is designed to help you build a solid financial foundation while rewarding you for your everyday purchases. 

With no monthly fees, you can establish responsible credit habits and get cash back through Absa Rewards. Plus, you’ll have the flexibility to manage your finances effectively with fixed monthly payments and up to 57 days interest-free on qualifying transactions.

Absa offers multiple ways to earn rewards. With Absa Rewards, you’ll automatically get cash back when you use your Absa Student Credit Card. 

Additionally, the Absa Advantage program allows you to complete challenges on the Banking App and get rewarded instantly.

This card provides extended financial flexibility with up to 57 days interest-free on qualifying transactions. You can make purchases today and have over two months to pay them off without incurring any interest charges. 

Absa also doesn’t charge any transaction fees on your purchases, allowing you to keep more of your money.

Use the Absa Banking App to manage your Absa Student Credit Card conveniently. You can stop and replace your card, report fraud, manage your daily card limits, and more. 

Plus, Absa Online Banking allows you to bank securely anytime, anywhere.

Are you eligible for the Absa Student Credit Card?

To qualify for the Absa Student Credit Card, you’ll need to meet the following criteria:

• Monthly income: minimum monthly income or allowance of R800
• Age: between 18 and 30 years old
• Documentation required: valid South African ID book or smart card, proof of residence, and the latest proof of income for three consecutive months
• Student registration: you must be a registered full-time student at an FET college, SAQA-approved institution, university, university of technology, or private institution

Applying for the Absa Student Credit Card

For the Absa Student Credit Card application process, you can choose one of the following methods to apply:

• Student Bureau: visit your chosen student bureau located at most tertiary institutions.
• Absa Branch: apply in person at your nearest Absa branch with all required documents.

Before you apply:

• Gather your documents: ensure you have all the necessary documents listed in the Eligibility Criteria section to avoid delays. Absa may request additional information during the application process, so be prepared to provide any details they specify.
• Prepare for a smooth process: having everything ready beforehand will ensure a quick and efficient application experience.

After you apply:

If your application is successful, you’ll receive your Absa Student Credit Card in the mail within a few business days.

Extra benefits to power up your student life

The Absa Student Credit Card is designed to be more than just a credit card; it’s a companion for your student journey. 

While building credit and earning rewards are valuable aspects, the Absa Student Credit Card offers a suite of additional benefits to empower you financially throughout your studies.

Absa understands the financial demands of being a student. They offer access to study loans, allowing you to finance your tuition fees, textbooks, and other educational expenses. This can help you bridge any financial gaps and focus on your studies.

Building a healthy savings habit is crucial, and Absa makes it easy. With Absa’s TruSave account, you can begin saving for your future goals with deposits as low as R50 per month.

Make your everyday spending work for you. Enjoy increased rewards with up to 30% real cash back when you swipe your Absa Student Credit Card at Absa’s partner stores. 

As a student, managing your budget can be tricky. Absa Advantage, a program linked to your Absa Student Credit Card, can help with that. Earn free meal vouchers through the program, offering some welcome relief on your monthly food expenses. 

Absolutely new to the world of credit? 

The Absa Flexi Core credit card might be a perfect fit! Designed specifically for first-time credit users, it offers a 57-day interest-free on qualifying transactions and rewards programs to help you build a healthy credit history. 

Written by

Ellen Queiroz (Redatora)