Discover How to Apply for a Blue Cash Everyday® Card

Understanding the Blue Cash Everyday® Card and its benefits

Score a sweet deal with the New Card Member Offer: get $200 back after spending $2,000 on purchases within your first 6 months of Card Membership.

With the Blue Cash Everyday® Card, earning cash back is a breeze. Get 3% cash back on groceries at U.S. supermarkets, as well as on U.S. online retail purchases and gas at U.S. gas stations. Everything else earns you 1% cash back, which you can redeem as statement credits.

Plus, enjoy a 0% intro APR on purchases and balance transfers for the first 15 months, giving you some breathing room on those big buys. 

And for the same first 15 months, there are no Plan It fees. So, you can split up payments without extra charges.

After the initial 15 months, the Blue Cash Everyday Card’s 0% intro APR ends, and a variable APR of 19.24% to 29.99% applies thereafter. 

Plan It fees also change afterward, with a fixed monthly fee of up to 1.33% per purchase moved into a plan, based on factors including the plan duration and typical APR.

Celebrate exclusive benefits

But wait, there’s more! As a cardholder, you’ll unlock access to a range of exclusive perks:

• Get an $84 Disney Bundle credit: score a $7 monthly statement credit when you spend $9.99 or more each month on a Disney Bundle subscription, valid at select platforms in the U.S.
• Enjoy a $180 Home Chef credit: get up to $15 in statement credits per month when you use your Blue Cash Everyday Card to subscribe to Home Chef, bringing delicious meals right to your door.
• Seamlessly split purchases with Send & Split®: easily divide up your American Express purchases with Venmo or PayPal users right from the Amex App, making it easy to share expenses.
• Access exclusive events with American Express experiences: get first dibs on tickets to concerts, sporting events, and more, exclusive to card members.

Apply with confidence!

As other contemporary cards, applying for the Blue Cash Everyday® Card is done online. Head to the American Express website or mobile app to get started.

Whether you’re a new applicant or an existing American Express customer, it’s necessary to enter your personal and residential information, your Social Security number, and detailed income information.

Keep in mind that this card is designed for individuals 18+ years old, U.S. citizens, or lawful permanent residents, with a credit score that reflects responsible financial habits.

Once submitted, your application will undergo a review process to determine eligibility. Then, only expect an AmEx email notification.

Eligibility for welcome offers, introductory APRs, and plan fees may vary based on past card ownership and credit history. If ineligible, you’ll be notified before processing your application so you can decide whether to proceed.

​​Added services for peace of mind

Beyond the rewards and perks, the Blue Cash Everyday® Card also offers extra services to keep you covered.

Take full advantage of the balance transfer offer by transferring balances within the first 60 days of opening your account, while being mindful of any applicable fees. 

Also, rest assured of the peace of mind provided by purchase protection, which covers accidental damage and theft for up to 90 days from the date of purchase.

In case you come across any questionable charges on your statement, rely on American Express to assist you in resolving disputes.

Exploring alternative options?

Given its emphasis on offering great perks for those with good credit and smart spending habits, meeting the criteria of Blue Cash Everyday® Card might be tough for some.

However, there are still alternative credit card options available in the U.S. market, such as the Discover it Cash Back Credit Card. It offers you 5% cash back on rotating categories each quarter and 1% cash back on all other purchases. All with no annual fee!

Written by

Ellen Queiroz (Redatora)