Applying for the Bank of America® Travel Rewards Credit Card

Bank of America® Travel Rewards Credit Card and what it offers

Are you ready to embark on a rewarding journey with the Bank of America® Travel Rewards Credit Card? As a new card member, prepare to seize an irresistible deal: earn a remarkable 25,000 online bonus points, equivalent to a generous $250, and bid farewell to any pesky annual fees.

With the Bank of America® Travel Rewards Credit Card, earn a cool 1.5 points for every dollar spent on all your purchases, anytime, anywhere. What’s more, these points never expire as long as your account remains open, giving you the freedom to accumulate rewards at your own pace.

Ready to reap the rewards of your hard-earned points? Cash them in for a statement credit to cover flights, hotel stays, vacation rentals, baggage fees, and even dining expenses, including takeout. It’s your ticket to ultimate travel flexibility!

But that’s not all – enjoy a 0% intro APR for your first 15 billing cycles on purchases and balance transfers within 60 days of account opening. After this period, a variable APR of 18.24% to 28.24% applies.

If you’re a Bank of America Preferred Rewards® member, you’re in for an even sweeter deal! Receive an additional 25%-75% more points on every purchase, giving your rewards an extra boost.

And here’s the cherry on top – beyond no annual fees, there are no foreign transaction fees either. 

Security & features to keep you covered

Rest easy knowing your card comes with top-notch security features, including fraud detection. Plus, you’re covered by a $0 Liability Guarantee for any fraudulent activities.

Don’t stress about overdrafts – link your eligible Bank of America® checking account to your credit card for Balance Connect® overdraft protection, with no transfer fees.

Experience the convenience of contactless chip technology for swift and secure transactions wherever you see the Contactless Symbol. With just a tap, enjoy hassle-free payments while maintaining the highest level of security.

Opting for digital statements, you not only contribute to environmental sustainability but also streamline your financial management process.

Keep an eye on your credit health by accessing your FICO® Score for free, updated monthly within your Mobile Banking app or Online Banking.

Eligibility criteria and application process

To qualify for the Bank of America® Travel Rewards Credit Card, applicants must:

• be at least 18 years old; Additionally;
• be U.S. citizens or lawful permanent residents;
• demonstrate responsible financial behavior reflected in their credit score; 
• need to provide detailed income information during the application process.

Kickstart the application process by visiting the Bank of America website, navigating to the credit card section, finding Bank of America® Travel Rewards Credit Card, and going to the “Apply Now”. 

Fill out the application form with accurate information, including personal details, contact information, and income details, and submit all for review.

Once your application is submitted, sit back and relax as you await a notification from Bank of America regarding the status of your application and any next steps required. 

Further information

In addition to the comprehensive rewards and benefits mentioned earlier, the Bank of America® Travel Rewards Credit Card offers cardholders access to exclusive travel perks and privileges. 

You can enjoy perks such as complimentary travel insurance, including trip cancellation/interruption coverage, travel accident insurance, and rental car insurance. 

Moreover, the card may offer access to exclusive travel discounts, upgrades, and special offers through the Bank of America Travel Center or partner airlines and hotels, allowing cardholders to maximize their travel experience while saving money.

Seeking an alternative?

While the Bank of America® Travel Rewards Credit Card offers an array of enticing benefits and rewards for travel enthusiasts, exploring alternatives such as the Chase Sapphire Reserve® Credit Card might also pique your interest. 

With its emphasis on luxury travel benefits and robust rewards program, this card caters to frequent travelers and diners. Enjoy advantages like airport lounge access, generous travel credits, and comprehensive travel insurance coverage.

Written by

Ellen Queiroz (Redatora)