Eligibility and Application Process for Chase Freedom Rise℠ Credit Card

Understanding the Chase Freedom Rise℠ Credit Card

Are you new to credit cards and looking for a rewarding option to start building your credit history? 

Tailored for individuals new to credit, including students, Chase Freedom Rise℠ provides a straightforward and rewarding experience. With 1.5% cash back on all purchases and a one-time $25 statement credit for new card members who activate automatic online bill pay, managing your finances responsibly can be really rewarding.

Aside from the cash back rewards, Chase Freedom Rise℠ card members enjoy other perks such as a complimentary 3 months of DashPass (from DoorDash) and Instacart+ memberships, and 5% cash back on Lyft rides. 

Moreover, the card has no annual fee, making it a cost-effective option for those looking to build credit without additional expenses.

There is no minimum amount required to redeem, and options include receiving a statement credit or direct deposit into most U.S. checking and savings accounts.

Users can shop with points at Amazon and redeem a variety of gift cards and certificates for shopping, dining, entertainment, and more.

Additionally, users can enjoy the convenience of contactless payment options, allowing for fast and secure transactions.

Security & protective features

Chase Freedom Rise℠ offers Zero Liability Protection, ensuring cardholders are not held responsible for unauthorized charges made with their card or account information. 

With Purchase Protection, cardholders are covered for eligible purchases for up to 120 days against damage or theft. This benefit provides reimbursement for the cost of repairing or replacing eligible items purchased with the Chase Freedom Rise℠ Credit Card.

The Extended Warranty Protection feature extends the period of the manufacturer’s warranty by an additional year on eligible warranties of three years or less. 

Cardholders can take advantage of Trip Cancellation/Interruption Insurance, which provides reimbursement for pre-paid, non-refundable passenger fares if a trip is canceled or cut short due to covered reasons.

Chase Freedom Rise℠ Credit Card includes 24/7 fraud monitoring, detecting and preventing unauthorized transactions. 

Additionally, cardholders have access to a convenient lock/unlock feature through the Chase Mobile app or Chase.com, allowing them to quickly secure their card if it’s lost or stolen.

Eligibility criteria and application process

To qualify for the Chase Freedom Rise℠ Credit Card, applicants typically need to demonstrate a steady income, which can come from part-time or full-time employment. 

While having a credit history is not necessary, applicants may increase their approval chances by having a Chase checking account with at least $250. 

Additionally, applicants may need to provide proof of enrollment in a college or university, if applicable.

Finally, you might be required to furnish supplementary verification documents post-application, like a U.S.-issued driver’s license and Social Security Card.

Applicants can apply conveniently online through the Chase website, or visit a branch location for assistance. 

Fill out the application form accurately, provide personal details, confirm your address and if you are a student, and share your financial information.

Once you’re comfortable with the terms, you can submit your application for review. Chase will process your application and notify you of the decision.

Additional benefits and services

Apply for a card and start using it immediately. Gain instant access to your card by adding it to a digital wallet, such as Apple Pay®, Google Pay™, or Samsung Pay.

Exchange your rewards for a diverse selection of gift cards and certificates usable for shopping, dining, entertainment, and more.

Plan your trips using Chase Ultimate Rewards®, offering competitive rates and flexible payment options for booking travel arrangements.

Seeking an alternative?

While the Chase Freedom Rise℠ credit card offers valuable cashback rewards and benefits for individuals new to credit, considering alternatives such as the Discover It® Student Cash Back might broaden your options.

Enjoy perks like cashback on purchases, a unique cashback match feature at the end of your first year, and access to tools designed to promote financial literacy and responsibility.

Written by

Ellen Queiroz (Redatora)