How to Apply for the FNB Private Clients Credit Card

Ready to unlock your private client advantage? Learn more about eligibility requirements and the streamlined application process.

The FNB Private Clients Advantages

The FNB Private Clients Credit Card transcends a typical credit card. It unlocks a world of exclusive benefits designed to simplify and enrich your life. Here’s a glimpse into what it offers.

Every purchase with your FNB Private Clients Credit Card translates into eBucks rewards. Partner stores like Takealot, Checkers, Engen, iStore, and Clicks amplify your points, maximizing your return on everyday expenses.

CREDIT CARD

FNB Private Clients Card

every purchase rewards up to 55 days interest-free

Ready to unlock these benefits and begin your application?

START YOUR APPLICATION

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Enjoy an incredible deal on your FNB Life Insurance premiums. Earn up to a substantial 40% back in eBucks every month, significantly lowering your insurance costs.

The card provides a competitive interest rate on medical expenses, allowing you to manage healthcare costs more effectively and avoid high-interest charges.

Share the financial advantage with your spouse or partner. The card offers a discount on their monthly account fee, making banking more affordable for them.

Additionally, your children can benefit from FNBy and FNBy Next Accounts at no extra cost, fostering a strong financial foundation from a young age.

You can have up to three additional cards issued for your family members at no extra charge.

The card also provides valuable automatic cover, including Automatic Debt Protection and Purchase Protection for online shopping, giving you peace of mind.

The FNB Private Clients Credit Card caters to frequent travelers. You’ll receive complimentary lounge visits annually.

Additionally, the card offers bonus SLOW Lounge family access and exclusive travel discounts when you book flights and car rentals through eBucks Travel.

Eligibility requirements: unlocking your private client advantage

The FNB Private Clients Credit Card offers a suite of exclusive benefits tailored to your lifestyle. To qualify for this premium card, here’s what you’ll need:

Financial profile: an annual income between R750,000 and R1,799,999 is required.
Proof of identity: be a South African resident with a valid barcoded ID book or passport. For non-residents, a valid passport with a work or retirement permit will suffice.
Residency verification: provide recent proof of residence (not older than 3 months) issued in your name.
Income verification: submit either your latest payslip or the most recent three months of your bank statements to demonstrate your income level.

Applying for Your FNB Private Clients Credit Card

Applying for the FNB Private Clients Credit Card is a convenient and straightforward process. Here’s what to expect:

Submitting your application:

You can choose the application method that best suits you:

Online convenience: apply directly from the FNB website or mobile app.
In-Branch support: visit an FNB branch for personalized assistance with your application.

Providing your information:

During the application process, you’ll be asked to provide some key details:

Personal details: your South African ID number will be used to verify your existing FNB banking records. An OTP (One-Time Password) will be sent to your registered cellphone number for authentication purposes. FNB prioritizes data security, ensuring your information remains safe.
Accuracy matters: ensure all information provided is accurate and up-to-date to avoid any delays in processing.

Review and approval:

Upon submitting your application, FNB will thoroughly assess your financial situation, credit history, and other relevant factors to determine your eligibility for the card.

Decision time: you’ll receive a notification from FNB regarding your application status. If approved, details about your credit limit and card terms will be provided.