Laying the Foundation: A Guide to Applying for the Surge Platinum Mastercard®

Build credit and unlock greater buying power

The Surge Platinum Mastercard® is your key to building or strengthening your credit score. 

It starts with a credit limit of up to $1,000, but responsible credit card use is rewarded! Make your first six minimum monthly payments on time and watch your credit limit potentially reach $2,000. 

Shop with peace of mind thanks to Mastercard® Zero Liability Protection. This valuable feature safeguards you from unauthorized charges on your Surge Mastercard®.

The Surge Platinum Mastercard® reports your credit activity to all three major credit bureaus: TransUnion, Experian, and Equifax. Making your on-time payments and keeping your balance under the credit limit will contribute positively to your credit score.

Activating your Surge Platinum Mastercard® comes with a bonus: free monthly credit score access. Enroll in e-statements to effortlessly track your credit score and stay informed about your credit health.

Surge Platinum Mastercard® eligibility criteria and application process

Are you considering applying for a Surge Mastercard? Before you begin, it’s essential to understand the eligibility requirements and the steps involved in the application process. Here’s what you need to know.

Eligibility criteria

To qualify for a Surge Credit Card, you must meet the following requirements:

• You must be at least 18 years old to apply.
• A physical address within the United States is required. P.O. boxes are not accepted.
• You need to provide proof of sufficient income to make the monthly minimum payment.
• A valid Social Security Number is necessary for identification and credit verification purposes.
• Applicants don’t need perfect credit to apply.
• You must have a checking or savings account.

Application process

Applying for a Surge Mastercard is straightforward and can be done online or by phone. Here’s how:

1. Online application: visit the Surge Credit Card website. You’ll need to provide personal information such as your full name (as it appears on government documents), Social Security number, date of birth, and physical address. Remember, P.O. boxes are not accepted.
2. Phone application: alternatively, you can call 1-888-673-4755 to apply over the phone. The representative will guide you through the application process and collect the required information.
3. Personal information: during the application, you’ll be asked for personal details, including your name, address, Social Security number, date of birth, and monthly income. This information is necessary for identification and credit verification purposes.
4. Credit bureau data: your Social Security number will be used to pull your credit bureau data, which, along with your income information, will be used to process your application.
5. Submission: review your application details and submit your application. It typically takes less than a minute to review your offer and apply.
6. Authorization: by submitting your application, you authorize pre-qualification and consent to communications from affiliated and non-affiliated marketing partners. You can unsubscribe from these communications at any time.
7. Electronic disclosures: agree to electronic disclosures regarding the terms and conditions of the Surge Credit Card.

By following these steps and meeting the eligibility criteria, you can initiate the application process for a Surge Mastercard and potentially unlock access to credit benefits tailored to your needs.

Additional information: Continental Credit Protection

If you’re considering adding Continental Credit Protection to your Surge Platinum Mastercard® credit card, understand the details of it. 

Overview:

Continental Credit Protection, also known as the “Program”, is an optional service available for purchase to protect your Surge® Mastercard® credit card issued by Celtic Bank.

Benefits:

The protections offered by the Continental Credit Protection Program include:

1. Cancellation of the outstanding Account balance in the event of Loss of Life.
2. Cancellation of an amount equal to the monthly minimum payment due on your account in the event of job loss, disability, or hospitalization.
3. Loss of life, job loss, disability, and hospitalization collectively constitute “Covered Events”.

Looking for a versatile credit card option? 

The Petal Visa 1 card might be a good fit with its innovative features and benefits, including no fees, cashback rewards, and flexible credit limits.

Written by

Ellen Queiroz (Redatora)